Decta Adopts USDC for Internal Treasury via OpenPayd Infrastructure

Decta, which provides payment processing and card issuance across 32 countries, will utilize OpenPayd’s over-the-counter services to convert fiat holdings into USDC. Once converted, the stablecoin will serve as a mechanism for moving funds between the company’s international entities. According to Lux Thiagarajah, chief commercial officer at OpenPayd, the arrangement is a proprietary treasury use case that ensures Decta’s clients never directly interact with digital assets during their standard transactions.

This move highlights a broader trend among financial institutions that are adopting stablecoins to modernize cross-border liquidity without altering their consumer offerings. By embedding USDC into its existing treasury workflows, Decta aims to increase the speed and resilience of its financial operations while maintaining its established regulatory controls. OpenPayd facilitates this process through its MiCA-authorized infrastructure, which supports fiat-to-stablecoin conversion, custody, and blockchain-based settlement.

The deployment follows Decta’s previous explorations into stablecoin issuance under European regulations, though the current project does not involve launching a proprietary token. Instead, it relies on the market-ready liquidity of USDC. This approach mirrors recent industry pilots, such as Hyundai Motor’s cross-border transfers on the Avalanche network and Kyriba’s integration of USDC for corporate cash management, both of which emphasize using stablecoins as efficient settlement rails for institutional operations.